Cardea Capital Advisors, LLC

Cardea Capital Advisors, LLC is an investment adviser based in Alpharetta, GA, established in 2018 and registered with the SEC in 2020. The firm specializes in providing investment and advisory services to financial professionals, retail, and institutional clients. Cardea Capital Advisors acts as a fiduciary, offering asset-allocated model portfolios managed on a discretionary or non-discretionary basis. The firm also provides financial planning services covering various areas such as estate planning, retirement planning, and investment portfolio design. Cardea Capital Advisors follows a Modern Portfolio Theory investment philosophy, focusing on diversification and long-term investment horizons. Clients can expect to pay an annual investment management fee of up to 1.5% based on assets under management, billed quarterly or monthly. The firm does not engage in performance-based fees for retail and high-net-worth clients but may charge performance fees for institutional clients upon the liquidation of designated securities. The minimum account value is $100,000 for most clients, except for qualified investors with a minimum of $5,000,000. Cardea Capital Advisors offers various investment strategies, including model portfolios, separately managed accounts, and access to alternative investments. The firm does not participate in wrap fee programs and maintains a transparent fee structure. Clients receive regular reports on account performance, and the firm has a Business Continuity Plan in place to ensure operational resilience. Cardea Capital Advisors prioritizes information security and client privacy, maintaining strict confidentiality and employing secure data encryption techniques.