Irc Wealth

Investors Research Corporation, also known as IRC Wealth, is an investment advisory firm based in Atlanta, GA, established in November 1981. The firm, owned by David M. Ragland, offers financial planning and investment advisory services. IRC focuses on personalized asset management, specializing in value, income, and ETF-based model portfolios. The firm's investment strategy aims to minimize inflation erosion and achieve long-term growth. IRC provides financial planning services covering areas such as estate planning, retirement planning, and investment portfolio design. The firm manages discretionary assets totaling $420,151,633 and non-discretionary assets of $12,136,066 as of December 31, 2022. For financial planning services, fees range from $250 to $500 per session, while investment advisory fees are based on a percentage of assets under management, with tiered rates ranging from 0.80% to 1.5%. IRC does not have performance-based fees or side-by-side management. The firm serves individuals, high net worth individuals, corporations, and pension plans, with a minimum portfolio value of $500,000 for income strategy portfolios. IRC's investment analysis includes technical, fundamental, and proprietary research methods. Clients have the option to grant IRC discretionary authority over their accounts. The firm does not vote proxies on behalf of clients, who retain responsibility for proxy voting. IRC has no disciplinary information and maintains custody of client assets through Charles Schwab & Co., Inc. The firm does not vote proxies on behalf of clients and has no financial constraints affecting its ability to meet client commitments.