Keystone Financial Group, Inc.

Keystone Financial Group, Inc., established in July 1999, is a registered investment adviser based in Atlanta, Georgia. The firm is owned by Rhonda Gilbert, Thomas Savage, Gary Fortier, Andrew Gilbert, and Ryan McCafferty. Keystone offers discretionary and non-discretionary portfolio management services, tailored to meet clients' needs and investment objectives. Clients granting discretionary authority allow the firm to manage their accounts without prior approval for each transaction. Non-discretionary clients must approve transactions before execution. The firm primarily advises on exchange-traded funds (ETFs) and mutual funds, with investment strategies including fundamental and technical analysis, modern portfolio theory, and long-term and short-term purchases. Keystone also provides financial planning and consulting services, including asset allocation, retirement planning, and tax planning. The firm's fee structure for portfolio management services ranges from 0.50% to 1.50% of assets under management, billed quarterly. Clients must have a minimum of $250,000 to open an account, which may be waived at the firm's discretion. Keystone does not participate in performance-based fees, side-by-side management, or directed brokerage. The firm does not vote proxies on behalf of clients and does not have any disciplinary events to disclose. Clients receive quarterly performance reports and trade confirmations from the custodian, Charles Schwab. Keystone Financial Group, Inc. acts as a fiduciary, committed to acting in the best interests of its clients.