Phase Line Capital, LLC

Phase Line Capital, LLC is a registered investment adviser based in Atlanta, Georgia. The firm was established in 2014 and is equally owned by Eric Ruthman and Michael Rudio. Phase Line Capital offers discretionary portfolio management services tailored to meet clients' needs and investment objectives. Clients can grant the firm discretionary authority to manage their accounts, allowing Phase Line Capital to make specific securities transactions without prior approval. The firm also offers non-discretionary portfolio management services, where clients must approve transactions before execution. Additionally, Phase Line Capital may use sub-advisers to manage a portion of client accounts on a discretionary basis. The firm primarily relies on investment model portfolios and strategies developed by third-party money managers. For financial planning services, Phase Line Capital creates customized financial plans based on clients' financial circumstances and objectives. The firm may use financial planning software to define and quantify clients' long-term goals and objectives. Clients are under no obligation to act on the financial planning recommendations provided by the firm. Phase Line Capital charges an annual fee for portfolio management services ranging from 0.30% to 1.25%, depending on the market value of assets under management and the complexity of services provided. The firm may combine account values of family members living in the same household to determine applicable advisory fees. Clients' assets are held at a qualified custodian, and the firm does not take physical custody of client funds or securities. Phase Line Capital does not engage in performance-based fees or side-by-side management. The firm's principals, Eric Ruthman and Michael Rudio, have no reportable disciplinary information and are licensed insurance agents and registered representatives with Purshe Kaplan Sterling Investments. They may recommend securities or insurance products offered by Purshe Kaplan Sterling Investments, earning commissions in their separate capacities. Clients are not obligated to purchase products through affiliated persons. The firm's principals supervise the advisory activities, ensuring alignment with clients' investment objectives and internal guidelines. Michael C. Rudio spends 10% of his time as a CPT Intelligence Officer for the Georgia Army National Guard, which is not investment-related.