Ml&r Wealth Management LLC

ML&R Wealth Management, LLC is a registered investment adviser established in 1997, managing over $1.7 billion in assets under management as of December 31, 2023. The firm offers personalized investment management services, primarily utilizing no-load mutual funds, model portfolios, and individual equity securities. ML&R WM's investment philosophy is rooted in Modern Portfolio Theory, emphasizing long-term strategies and asset allocation decisions over market timing. Clients have the option to impose restrictions on the firm's discretionary authority. The firm provides advisory services to individuals, high net worth individuals, retirement plans, charitable organizations, and various entities. ML&R WM charges tiered annual fees based on assets under management, starting at 1.00% for the first $1 million. Clients may also incur additional fees for independent managers and fixed income portfolio management. ML&R WM does not charge performance-based fees and acts as a fiduciary, requiring a minimum annual fee of $10,000 for portfolio management services. ML&R WM participates in the Schwab Advisor Services and Fidelity Institutional Wealth Services programs, providing access to various services for managing client accounts. The firm does not vote proxies on behalf of clients and does not have any disciplinary history. Clients receive quarterly performance reports and ongoing account reviews. ML&R WM's financial condition is sound, with no impairments affecting its ability to meet client commitments.