Adaptive Financial Consulting, LLC

Adaptive Financial Consulting, LLC is a financial advisory firm established in May 2013 and registered as an investment adviser with the SEC since April 2019. The firm specializes in providing fiduciary advice to qualified retirement accounts and individual retirement accounts, acting in the best interest of clients. Services offered include portfolio management, financial planning, and consulting services. Clients have the option for discretionary or non-discretionary portfolio management, with a focus on creating customized investment portfolios tailored to individual goals and risk tolerance. The firm's investment strategies include long-term trading, short-term trading, margin transactions, and options trading. AFCLLC charges asset-based fees for portfolio management and pension consulting services, with fees ranging from 0.50% to 1.00% based on total assets under management. Financial planning fees are negotiated between $1,000 and $100,000. The firm does not participate in wrap fee programs and has assets under management totaling $508,501,249 as of December 31, 2023. AFCLLC's investment analysis methods include charting analysis, fundamental analysis, modern portfolio theory, quantitative analysis, and technical analysis. The firm discloses potential risks associated with specific securities utilized, such as mutual funds, ETFs, annuities, hedge funds, private equity funds, and options. AFCLLC has a written Code of Ethics covering various areas and does not accept compensation for the sale of investment products. The firm provides periodic account reviews, quarterly reports, and financial plans for clients. AFCLLC does not receive economic benefits for advice rendered to clients or compensate non-advisory personnel for client referrals. The firm has limited custody of client assets when deducting advisory fees directly from client accounts. AFCLLC offers discretionary investment advisory services and does not accept voting authority for client securities. The firm has not been subject to bankruptcy petitions in the last ten years.