Oxford Financial Partners

**Background and Expertise:** Siena Capital, LLC, operating as Oxford Financial Partners, is a Registered Investment Adviser based in Ohio. Established in April 2016 by Erik Christman, the firm primarily serves individuals and families with a focus on retirement planning, also extending services to trusts and retirement plans. The firm's investment philosophy is encapsulated in the proprietary Power of 5 Investing® system. **Consumer-Facing Terms:** - **Minimum Initial Investment:** No minimum for the Partnering Agreement; $1,000 per account registration for the Investment Advisory Agreement. - **Fee Structure:** Annual fees of $5,000/year for the Partnering Agreement and a tiered structure for the Investment Advisory Agreement. - **Fiduciary Status:** Acting as a fiduciary, the firm works solely for the clients' benefit. - **Investment Discretion:** Clients grant the firm discretion to supervise and direct investments based on agreed-upon objectives and guidelines. **Advisory Business Description:** Oxford Financial Partners offers comprehensive financial planning and investment advisory services, including investment analysis, retirement planning, cash flow management, personal risk management, and estate planning. The firm's service platform, The Partnering Process, emphasizes ongoing advice, annual reviews, personalized financial portal access, progress reports, and a budgeting tool. **Investment Strategies:** The firm follows a disciplined five-step investment management process within the Power of 5 Investing® system, focusing on withdrawal rate management, portfolio stability, diversification, and adherence to long-term investment principles. This summary provides an overview of Siena Capital, LLC DBA Oxford Financial Partners' background, consumer terms, advisory business description, and investment strategies as outlined in their Part 2A Brochure.