Tax Efficient Asset Management Solution, Inc.

Tax Efficient Asset Management Solution, Inc. (TEAMS) is a registered investment adviser based in Costa Mesa, California, established in 2008. The firm specializes in managing assets tax efficiently for wealthy individual and corporate clients. TEAMS offers personalized portfolio management, financial and estate planning, and various services to help clients achieve their financial goals. The firm's investment philosophy involves using fundamental, technical, cyclical, and charting analysis to develop tailored strategies for each client. TEAMS may recommend Charles Schwab & Co., Inc. as a custodian and broker-dealer for client accounts. The firm charges fees based on the complexity of the case and time involved in planning, with minimum investment requirements of $25,000 for retirement accounts and $250,000 for other accounts. TEAMS does not offer performance-based fees and does not vote client securities proxies. The firm operates under a Code of Ethics and places the interests of clients first. Clients are encouraged to review account statements and reports regularly. TEAMS has no financial commitments impairing its ability to meet client obligations and has not been subject to bankruptcy proceedings.