Fluent Financial, LLC

Fluent Financial, LLC is a registered investment adviser specializing in managing assets for various clients, including individuals, high net-worth individuals, trusts, estates, charitable organizations, and business entities. Established as a fiduciary, the firm is committed to acting in the best interests of clients. Fluent Financial offers a wrap fee program where clients pay a single fee for investment advisory services and custodial transaction costs. The firm emphasizes continuous account supervision and tailors investment strategies to meet individual client needs. Investment options include individual stocks, bonds, ETFs, options, mutual funds, and other securities. Fees are charged on a pro-rata annualized basis and are generally negotiable. The firm does not charge performance fees and does not recommend other wrap fee programs. Fluent Financial utilizes in-house and outside portfolio managers, conducting thorough evaluations based on performance, experience, and compliance history. The firm employs various methods of analysis, including charting, cyclical analysis, fundamental analysis, and technical analysis. Clients have the opportunity to place restrictions on investments in their portfolios. The firm does not manage non-wrap fee accounts and does not accept proxy authority to vote client securities. Fluent Financial does not provide compensation for client referrals and maintains a Code of Ethics to ensure ethical conduct. The firm recommends Charles Schwab & Co., Inc. and Interactive Brokers, LLC as qualified custodians. Clients are encouraged to review the full Code of Ethics upon request.