Heritage Financial Planning

Heritage Financial Planning is a registered investment adviser based in Dallas, TX, offering wealth management planning, asset management, and financial planning services primarily in Texas and Georgia. The firm employs a fundamental, long-term, buy-and-hold investment philosophy, favoring a passive approach. They provide fee-only financial planning and asset management services, with annual fees based on a percentage of assets under management, ranging from 1.00% for the first $1,000,000 to negotiable for amounts over $50,000,000. The minimum annual fee for asset management services is $10,000, with exceptions based on the advisor. Clients may engage in hourly or fixed-fee arrangements for financial planning services. Heritage Financial Planning acts as a fiduciary when providing investment advice, ensuring they act in the client's best interest. The firm does not accept performance-based fees or participate in side-by-side management. Clients receive quarterly account statements directly from the custodian, and the firm has investment discretion, managing accounts on a discretionary basis. Clients are responsible for voting proxies on their securities. The firm does not have any disciplinary information or reportable arbitration claims.