St. James Investment Company, LLC

St. James Investment Company, LLC, a registered investment adviser established in 1999, specializes in providing portfolio management services to private individuals, trusts, estates, retirement plans, charitable organizations, and foundations. The firm manages equity portfolios based on a value investment strategy, utilizing equity securities, mutual funds, and ETFs. St. James operates as an independent, fee-only firm and is a fiduciary for ERISA-governed plans. Clients typically have a minimum asset value of $100,000 for separately managed accounts. The firm charges an annual fee, calculated quarterly based on account value, with negotiable fees capped at 0.75%. St. James does not charge performance-based fees or engage in side-by-side management. The firm's investment strategy involves identifying undervalued companies and maintaining diversified portfolios. St. James exercises investment discretion and has the authority to buy and sell securities without specific client consent. The firm has a proxy voting policy and does not participate in class actions on behalf of clients. St. James does not have a history of legal or disciplinary events and maintains custody of client assets with qualified custodians. Clients receive quarterly reports and have access to a detailed fee structure and investment philosophy.