Oliver Lagore Vanvalin Investment Group, Inc.

Oliver LaGore VanValin Investment Group, Inc. is a Registered Investment Adviser established in Flint, MI. The firm offers a wrap fee program structure that includes investment advisory services and transaction execution for a specified fee. Clients have the option to enter into a written agreement outlining the terms of the investment advisory relationship. The firm manages advisory accounts on a discretionary and non-discretionary basis, primarily allocating client assets among various equities, ETFs, mutual funds, and cash based on client objectives. Clients have the ability to place restrictions on investments or leave standing instructions. The firm may utilize independent third-party investment advisers to aid in implementing investment strategies for client portfolios. Fees for portfolio management are based on an annual percentage of assets under management and are billed monthly. The firm does not charge performance-based fees or engage in side-by-side management. Investment strategies are based on individual client goals, risk tolerance, and time horizon. The firm conducts ongoing portfolio management services and provides regular client reviews. Clients include individuals, high net-worth individuals, foundations, retirement plans, charitable organizations, and institutions. The firm does not impose a minimum account value requirement. The firm's investment philosophy focuses on achieving client cash flow needs with a reasonable risk profile structure. Clients are advised on potential risks associated with investing in securities, including market, foreign securities, interest rate, credit, and cybersecurity risks. The firm has established a Code of Ethics to address personal trading, gifts, and the use of inside information. The firm does not accept soft dollars and does not engage in directed brokerage. The firm does not have custody of client funds except for fee deduction purposes. Financial information indicates the firm's financial condition is stable and not likely to impair its ability to meet client commitments.