Terraform Wealth, LLC

Terraform Wealth, LLC is a financial advisory firm established in January 2023, based in Houston, Texas. The firm specializes in portfolio management services tailored to individual client goals, risk tolerance, and time horizons. They offer services such as investment strategy, asset allocation, and regular portfolio monitoring. Terraform Wealth seeks discretionary authority from clients to make investment decisions in line with fiduciary duties, ensuring fair and equitable allocation of opportunities among clients. The firm primarily advises High-Net-Worth Individuals with no minimum account size requirement. Their fee structure is based on total assets under management, ranging from 1.50% to 1.00%. Clients may terminate the agreement within five business days of signing for a full refund. Terraform Wealth may use third-party investment advisers, conducting due diligence before selection. The firm's investment strategies include long-term trading, short sales, margin transactions, and options trading. Clients receive quarterly reports detailing account assets and fees. Terraform Wealth does not accept performance-based fees and acts in the best interest of clients. The firm does not have custody of client assets and provides non-discretionary services as well. Clients are responsible for third-party fees, and the firm does not receive compensation for the sale of investment products. Terraform Wealth maintains a Code of Ethics and does not recommend securities in which they have a financial interest. The firm reviews client accounts monthly and may aggregate trades for multiple clients for better execution. Clients receive quarterly reports and have the option to direct brokerage. Terraform Wealth does not accept economic benefits for advice rendered to clients and does not receive compensation for client referrals. The firm does not have financial conditions impairing its ability to meet client commitments and has not filed for bankruptcy in the last ten years.