Graetz Wealth

**Graetz Wealth, LLC Summary:** **Background & Expertise:** Graetz Wealth, LLC is a Michigan-based investment adviser firm founded in October 2021 and registered in January 2022. The firm's managing member and chief compliance officer is Brandon Graetz. Graetz Wealth offers portfolio management services, financial planning, and retirement plan consulting services. **Investment Strategy:** The firm requests discretionary authority to manage clients' investment portfolios, creating customized strategies based on individual needs, risk tolerance, and objectives. They utilize Advisor 123 LLC for model portfolios and may recommend third-party advisers like Brookstone Capital Management, LLC. The firm employs a comprehensive approach to portfolio construction, including asset allocation, diversification, and various securities like ETFs, mutual funds, stocks, bonds, and more. **Consumer-Facing Terms:** Graetz Wealth charges an annual management fee up to 2.00% for portfolio management services, with fees negotiable based on factors like assets under management. They do not charge performance-based fees or engage in side-by-side management. The firm is a fiduciary acting in clients' best interests and discloses potential conflicts of interest, such as economic benefits from custodians and third-party advisers. **Investment Discretion:** The firm offers discretionary portfolio management services, requiring clients to sign an advisory agreement granting them limited power of attorney for trading decisions. Financial planning services are provided on a non-discretionary basis, and discretionary authority for retirement plan consulting services is agreed upon with the plan sponsor. **Risk of Loss:** Graetz Wealth discloses general and investment-specific risks associated with various securities, including credit risk, inflation risk, interest rate risk, and market risk. Clients are encouraged to review fund prospectuses for detailed risk information. **Custody & Fees:** The firm does not maintain physical custody of client assets and recommends qualified custodians like Altruist Financial LLC, Schwab, and Capital Client Group. Clients authorize the deduction of management fees from their accounts. Graetz Wealth does not vote proxy for client securities and does not require prepayment exceeding $1,200 per client. For more information, visit www.adviserinfo.sec.gov using CRD #317857. For inquiries, contact Graetz Wealth at (616) 226-8867.