Ars Investment Advisors, Inc.

ARS Investment Advisors, Inc. is a Utah-based firm established in May 2017, owned by Alan Russel Hodgson. The firm specializes in portfolio management services tailored to individual client goals, risk tolerance, and time horizons. They offer services such as investment policy creation, asset allocation, and regular portfolio monitoring. Clients may grant discretionary authority for securities selection and transactions. AIA aims to act as a fiduciary, making decisions in clients' best interests and avoiding conflicts of interest. They may refer clients to third-party advisers after due diligence. Services also include pension consulting and financial planning covering various aspects like retirement, tax concerns, and estate planning. AIA's fee structure for portfolio management ranges from 0.85% to 1.25% based on assets under management. Clients may terminate agreements within specified periods without penalty. The firm does not participate in wrap fee programs and has assets under management of $114 million. AIA's investment strategies involve various analyses and methods, including charting, cyclical, fundamental, modern portfolio theory, quantitative, and technical analyses. They engage in long-term trading, short-term trading, margin transactions, and options trading. Clients are informed about the risks associated with different securities, including mutual funds, ETFs, real estate funds, annuities, and commodities. AIA reviews client accounts quarterly and provides regular reports. The firm's brokerage practices prioritize best execution and transparency, with a focus on TD Ameritrade for custody and brokerage services. AIA's Code of Ethics covers various areas, including prohibited activities and conflicts of interest. The firm receives economic benefits through the TD Ameritrade institutional advisor program, which may indirectly influence their choice of services. AIA also discloses compensation arrangements for client referrals and maintains limited custody of client assets.