Whalen Financial

Whalen Wealth Management, also known as Whalen Financial, is a Nevada-based corporation founded in November 2020 by Andrew Joseph Whalen. The firm specializes in providing portfolio management services tailored to individual client goals, risk tolerance, and time horizons. Clients receive personalized Investment Policy Statements outlining their current financial situation. Whalen Financial requires discretionary authority from clients to select securities and execute transactions without prior approval. The firm operates as a fiduciary, prioritizing clients' interests in investment decisions. Additionally, Whalen Financial utilizes a third-party platform for managing held-away assets and offers investment advisory services through Altruist Financial LLC's custodial platform. For portfolio management services, fees are structured based on total assets under management, ranging from 1.20% to 0.35%. Financial planning services are available for a fixed fee of $3,300, with an additional annual fee of $550. Clients have the option to terminate agreements within specific timeframes without penalty. Whalen Financial does not participate in wrap fee programs and does not accept performance-based fees. The firm serves various types of clients, including individuals, high-net-worth individuals, and charitable organizations, with no minimum account size requirement. Whalen Financial's investment strategies include fundamental analysis and modern portfolio theory, with a focus on long-term trading and risk management. Clients receive quarterly reports on their accounts and financial plans. The firm does not accept voting authority for client securities and has no financial conditions impairing its ability to meet client commitments.