Financial Management, Inc.

Financial Management, Inc. (FMI) is a registered investment adviser established in 1982, offering personalized investment management and financial advisory services to individual and institutional investors. FMI is a wholly owned subsidiary of Crews Core Holding Company, a subsidiary of First Security Bancorp. The firm operates under a fiduciary standard of care, providing services such as asset and wealth management, financial planning, and fiduciary services for plan sponsors. FMI offers discretionary and non-discretionary asset management services, tailoring strategies based on client risk profiles and investment objectives. The firm's investment philosophy is based on Strategic Asset Allocation and Modern Portfolio Theory principles. FMI primarily recommends exchange-traded funds (ETFs) and mutual funds for client portfolios, with a focus on risk-appropriate, cost-effective, and tax-efficient solutions. Clients have the option to impose restrictions on account management. FMI does not charge performance-based fees or engage in side-by-side management. The firm serves individuals, high net worth individuals, retirement plans, non-profit organizations, and businesses/corporations, with no minimum initial investment requirement. Fees are based on a graduated schedule or a flat rate of up to 2% annually for asset management services. FMI does not vote proxies on behalf of clients and does not accept the authority to do so. Clients receive quarterly performance reports and account statements from the qualified custodian, Schwab. FMI does not have any disciplinary history and does not pay referral fees.