Access Financial Services, Inc.

Access Financial Services, Inc. is a Minneapolis-based SEC-registered investment adviser established in 1992. The firm offers Individual Portfolio Management, ERISA Plan Services, Financial Planning, and Financial Consulting. AFS has $421,585,223 in discretionary assets under management as of 12/31/2024. They provide continuous advice tailored to clients' needs, offering portfolio management services on a discretionary and non-discretionary basis. Client portfolios may include individual stocks, fixed-income securities, ETFs, mutual funds, and closed-end funds. AFS also offers financial planning services covering various areas like tax, investments, insurance, retirement, and estate planning. The firm acts as a fiduciary, putting clients' interests first, and charges fees based on a percentage of assets under management. AFS does not charge performance-based fees and does not engage in principal transactions. Clients have the option to direct brokerage and may choose to custody assets with Schwab. The firm reviews accounts quarterly, provides detailed reports, and offers investment discretion to clients who sign a discretionary advisory agreement. AFS does not vote client securities and does not require advance payment exceeding $1,200.