Financial Perspectives

Financial Perspectives, Inc. is a registered investment adviser based in Minneapolis, MN, established in 1986. The firm offers personalized services including Investment Advisory, Financial Planning, Retirement Plan Consulting, Aggregation Services, and Independent Managers services. Clients are required to enter into an Investment Advisory Agreement setting forth terms and conditions. Investment Advisory Services involve ongoing management of client accounts, tailored to individual needs and goals. Financial Planning Services focus on a client’s overall financial situation, with fees negotiable on an hourly or fixed basis. Retirement Plan Consulting Services assist sponsors in managing retirement plans, acting as a fiduciary. FP does not charge performance-based fees and does not engage in directed brokerage. The firm does not vote client proxies and does not require prepayments exceeding $1,200 per client. Clients receive account statements directly from the custodian and have the option to engage in discretionary or non-discretionary investment management. FP does not receive compensation for client referrals and does not vote client securities. Clients are encouraged to review account statements and reports provided by FP for accuracy. For further details, clients can request a copy of FP’s Code of Ethics and other relevant disclosures.