Kadisak Financial Services, Inc.

Kadisak Financial Services, Inc., established in 1999, is a fee-based financial advisor firm located in Naperville, IL. The firm, led by Roger W. Kadisak, CFP®, CPA, and Jake Kadisak, CFP®, specializes in providing investment advisory services to individuals and trusts. They offer services such as retirement planning, investment advice on employer retirement savings plans, and consultation on estate, income tax, and insurance issues. Clients engage the firm by signing an investment advisory contract and providing personal financial information for the creation of an Investment Policy or Financial Plan tailored to their goals and risk tolerance. The firm manages approximately $57,500,000 of client assets on a discretionary basis as of December 16, 2024. Kadisak Financial Services charges a fee of 1% of the market value of assets under management, prorated and paid quarterly. They have discretionary authority to manage client accounts, investing in a diversified portfolio of 10 or more no-load mutual funds. The firm actively manages portfolios, adjusting asset allocations based on changing economic and market conditions. Kadisak Financial Services does not charge performance-based fees and acts as a fiduciary, putting clients' interests first. They do not engage in side-by-side management and provide ongoing support through periodic meetings and communications. The firm's investment strategy focuses on asset allocation using mutual funds and ETFs to reduce risk and enhance diversification. Clients receive regular account statements and performance reports, ensuring transparency and accountability in their investment management.