Secura Financial

Secura Financial, LLC is an investment advisory firm founded in 1997, based in Orange, CA. The firm specializes in providing fee-based personalized financial planning and portfolio management services to various clients, including individuals, pension and profit sharing plans, trusts, and charitable organizations. The firm's services include financial objective determination, cash flow management, tax planning, investment management, education funding, retirement planning, and estate planning. Secura Financial requires a minimum account size of $250,000, which may be waived at the Managing Member's discretion. The firm's fee structure is based on a percentage of assets under management, with different fee schedules for equity and balanced accounts, fixed income accounts, and accounts with financial planning and consulting services. The firm also offers financial planning services with negotiable fees based on a flat fee or hourly rate. The firm's investment strategy is tailored to individual client goals, risk tolerance, and time horizons. They utilize fundamental and cyclical analysis for security evaluation, with a focus on managing risks such as interest-rate, market, inflation, currency, and business risks. Secura Financial also provides discretionary asset management services, allowing them to execute investment transactions on behalf of clients. The firm's employees, including Harry M. Barth, Richard W. Jackman, and Jason D. Stone, hold various professional certifications such as CFP®, CRPS®, CAS®, CFS®, CTS®, and BCE. They are required to adhere to a Code of Ethics that prioritizes clients' best interests and prohibits the use of non-public information for personal gain. Supervision within the firm ensures compliance with ethical standards and client-focused practices. Clients receive account statements regularly, and the firm's investment discretion allows them to make investment decisions on behalf of clients. Secura Financial discloses any conflicts of interest, including external compensation received for client referrals and affiliations with other financial industry activities.