Waterfront Wealth Inc.

Waterfront Wealth, Inc. is a registered investment adviser based in Overland Park, Kansas, founded in 2012 by Roger C. Ratzlaff Jr. The firm manages approximately $890 million in assets on a discretionary basis as of December 31, 2024. Waterfront offers portfolio management services, financial planning, and retirement plan services to a diverse client base, including businesses, individuals, and charitable organizations. Clients can choose between discretionary and non-discretionary management. The firm follows a client-tailored investment philosophy, offering various strategies such as active fund strategies, exchange-traded fund strategies, and individual security strategies. Waterfront operates under fiduciary standards, acting in the best interests of clients. Fees for portfolio management services are negotiable, not exceeding 1.5%, and are prorated and billed quarterly. The firm does not accept performance-based fees and does not manage accounts with conflicting fee structures simultaneously. Waterfront requires a minimum of $250,000 in total manageable assets for retail portfolio management engagements and $150,000 for institutional sub-advisory services. Clients receive monthly statements from the custodian detailing transactions and fees. The firm does not vote proxies on behalf of clients and does not pay cash fees for client solicitations. Waterfront prioritizes client confidentiality and maintains strict privacy policies to protect personal information.