Fulcrum Equity Management, LLC

Fulcrum Equity Management, LLC, established in 2011 and based in Plano, Texas, operates under the d/b/a Providence Wealth Management. The firm primarily offers investment management services through a wrap-fee program, providing discretionary investment management services tailored to individual investment objectives. Clients grant the firm discretionary authority to manage their accounts, allowing the firm to make investment decisions without prior client approval. Assets for program accounts are typically held at Charles Schwab & Co., Inc., or Fidelity Brokerage Services, LLC. The firm charges an annual fee of up to 2.30% of assets under management, billed monthly or quarterly, based on the value of assets. Fees are negotiable based on individual client circumstances. Additional fees, such as brokerage commissions, are included in the program fee. The firm does not accept performance-based fees or engage in side-by-side management. Investment strategies include fundamental and technical analysis, long-term and short-term purchases, with a focus on equity securities, mutual funds, bonds, and ETFs. The firm may recommend alternative investments to qualified clients. Clients are responsible for exercising their proxy voting rights, and the firm does not vote proxies on their behalf. Fulcrum Equity Management, LLC emphasizes client privacy, compliance with regulations, and adherence to a Code of Ethics to protect client interests.