Apex Wealth Advisers, LLC

HighRoad Wealth Advisers LLC is a financial advisory firm established in 2009 by Elizabeth A. Barrett, offering investment supervisory services tailored to individual client goals, risk tolerance, and time horizons. The firm creates Investment Policy Statements for each client, encompassing investment strategy, asset allocation, and regular portfolio monitoring. Clients have the option to grant discretionary authority to HWA for securities selection and transactions. The firm primarily manages assets at Charles Schwab & Company, Inc., acting as the qualified custodian and broker/dealer. HWA charges fees based on a tiered structure, with annual fees ranging from 0.60% for assets between $500,000 - $1,000,000 to negotiable rates for amounts exceeding $5,000,000. Clients are responsible for third-party fees, and HWA does not accept compensation for the sale of securities to clients. The firm's investment strategies include long-term and short-term trading, with a focus on risk management and client-specific investment plans. HWA serves individuals and high-net-worth clients, with a minimum account size of $500,000, which may be waived based on client needs. The firm does not engage in wrap fee programs and does not accept performance-based fees. Clients receive regular account reviews and reports, with investment discretion granted through written authorization. HWA maintains a transparent approach to client relationships, ensuring compliance with fiduciary obligations and managing potential conflicts of interest.