Pacific Capital Associates

Pacific Capital Associates, Inc. is a financial advisory firm based in San Diego, CA, established in 2006. The firm specializes in providing a wide array of investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension and profit sharing plans, as well as corporations and other business types. As a fiduciary, the firm is committed to acting in the best interest of its clients. Pacific Capital Associates offers services such as Comprehensive Portfolio Management, Financial Planning & Consulting, and Retirement Plan Consulting. For Comprehensive Portfolio Management, the firm charges a maximum annual fee of 1.00%, billed quarterly in advance based on the account value. Financial Planning & Consulting services are charged on an hourly or flat fee basis, with the maximum hourly fee not exceeding $350 and flat fees not exceeding $10,000. Retirement Plan Consulting services are billed based on a percentage of plan assets under management, with the maximum annual fee not exceeding 1.00%. Clients have the option to grant investment discretion to the firm, allowing them to execute securities transactions on their behalf. The firm does not accept proxy authority to vote client securities but may handle Corporate Action decisions for select clients with their authorization. Pacific Capital Associates does not have custody of client funds or securities and does not require prepayment of fees exceeding $1,200. The firm has not been involved in any bankruptcy proceedings and does not have financial conditions that impair its ability to meet obligations to clients. Clients are encouraged to review the Brochure for more detailed information on the firm's services, fees, and investment strategies. For further inquiries, clients can contact Richard Toscano, Chief Compliance Officer, at 858-560-5244.