Amara Financial, LLC

Amara Financial, LLC is a California-based investment advisory firm established in 2020 by Abraham Martinez. The firm offers investment supervisory services on a discretionary and non-discretionary basis, along with financial planning services. Amara advises clients on various investment instruments such as equity stocks, fixed income securities, bonds, ETFs, mutual funds, and cash equivalent instruments. The firm primarily provides individualized investment advice to asset management clients and general investment advice to clients seeking financial planning, retirement plan consulting, portfolio monitoring, and referrals to third-party money management services. Amara charges fees based on a percentage of assets under management, with a maximum annual fee of 1.50%. The firm's investment philosophy is goal-based, focusing on factors like time frame, risk tolerance, asset allocation, tax considerations, and investment selection. Amara uses fundamental and technical analysis for security selection and follows a macroeconomic approach to portfolio management. Clients have the option to grant Amara full investment discretion, allowing the firm to make investment decisions on their behalf. Abraham Martinez, the firm's founder, is a Certified Financial Planner (CFP®) and holds an MBA from San Francisco State University. Lauren Fortier, another advisor at Amara, is also a CFP® and a Certified Divorce Financial Analyst (CDFA®). The firm does not have any disciplinary events to disclose and does not engage in principal transactions or agency cross transactions on behalf of client accounts. Clients' assets are held by a qualified custodian, primarily Charles Schwab & Co., Inc. For more information about Amara Financial, LLC and its advisors, clients can visit the SEC's website or contact the firm directly at (415) 319-1071.