Lowery Thomas, LLC

Lowery Thomas, LLC is a registered investment advisor established in January 1999, located in Pebble Beach, CA. The firm offers investment advisory services to individuals, high net worth individuals, trusts, estates, and corporations, acting as a fiduciary to clients. Services include wealth management, investment management, and financial planning. The investment approach is primarily long-term focused, utilizing low-cost, diversified mutual funds, exchange-traded funds (ETFs), and individual stocks or bonds. The firm manages $341,058,349 in client assets as of December 31, 2023, with discretionary and non-discretionary management options available. Fees for advisory services are based on a tiered schedule, with annual rates ranging from 1.50% to 1.00% based on assets under management. Fees are paid quarterly in arrears. The firm does not charge performance-based fees or manage proprietary investment funds. LT does not engage in soft dollar programs and does not receive compensation for securities transactions. The firm recommends Charles Schwab & Co., Inc. as a custodian, providing access to various investment products and services. LT does not accept custody of client assets, except for fee deduction purposes. The firm has a privacy policy in place to protect client information and does not sell or share non-public personal information with third parties for marketing purposes. Clients can limit the sharing of their information and have the right to access the firm's privacy policy annually.