Pacific Heights Asset Management, LLC

Pacific Heights Asset Management, LLC, established in 2002 and based in San Francisco, offers discretionary investment management services primarily to mutual funds. The firm provides model portfolios to financial intermediaries, with a focus on the Permanent Portfolio PlusSM Model strategy. This strategy aims to preserve and increase capital by investing in a diversified mix of non-correlated asset classes. Pacific Heights charges a model portfolio provider fee negotiated on a case-by-case basis, typically around 0.40% of assets under management. Clients should be aware of the fees associated with mutual funds or ETFs within the model portfolios. The firm does not charge performance-based fees and does not have a client relationship with financial intermediary clients. Pacific Heights does not have discretion over client accounts, does not vote client securities, and does not maintain custody of client assets. The firm's investment strategies involve risks such as market fluctuations, inflation, and concentrated investing. Pacific Heights has a Code of Ethics in place to address potential conflicts of interest and requires employees to report personal securities holdings and transactions. The firm does not receive compensation from third-party mutual fund providers and does not engage in discretionary trading for financial intermediary clients. Financial intermediary clients are advised to review all fees, expenses, and risks associated with investments.