Secure Retirement Financial & Insurance Services Corp.

Secure Retirement Financial & Insurance Services Corp. is a Registered Investment Adviser established in 2004, offering investment advisory and financial planning services to individuals, pensions, trusts, and charitable organizations. The firm's principal owners are Richard R. Morey, Sherry D. Morey, and Jeffrey Michael Warren. Services include investment advisory, financial planning, and retirement account advice, with a focus on tailored services and client-imposed restrictions. SRF manages discretionary accounts with assets under management totaling $84,695,885 as of 12/2024. Fees are based on a percentage of assets under management, not exceeding 2%, and are billed quarterly. Investment strategies include Tactical Allocation, Dividend Focused-Income, and Innovative Growth portfolios. SRF does not accept performance-based fees and acts as a fiduciary for retirement accounts. The firm exercises investment discretion upon written authorization from clients. SRF does not maintain physical custody of client funds but has constructive custody for fee withdrawals. The firm has a privacy policy ensuring the protection of clients' nonpublic personal information. Clients receive account reviews at least annually, and SRF does not receive economic benefits from non-clients.