Edelman Financial Engines

**Edelman Financial Engines Summary:** Edelman Financial Engines, operating as Financial Engines Advisors L.L.C., is an SEC-registered investment adviser based in Santa Clara, California. The firm primarily operates under the name "Edelman Financial Engines." Established in 2025, the firm offers a Wrap Fee Program that includes model portfolios and custom models catering to various risk levels and investment objectives. Clients can choose from a range of asset allocation models, utilizing a mix of mutual funds and ETFs. Planners assess clients' needs, investment objectives, and risk tolerance to recommend suitable models. Clients must establish brokerage accounts with custodians like Fidelity, Axos Advisor Services, or Charles Schwab. Edelman Financial Engines has limited discretionary authority to invest client assets in accordance with the selected model. The firm provides rebalancing and reallocation services to ensure portfolios align with clients' goals and market conditions. Fees for wealth planning clients are tiered based on assets under management, with negotiated rates available for certain clients. The firm also offers services to retirement plans and institutional clients, charging asset-based fees. Edelman Financial Engines does not charge performance-based fees and does not engage in side-by-side management. The firm's investment philosophy focuses on diversified portfolios, long-term strategies, and client-specific factors. Clients receive quarterly account statements and have access to their account information through custodian platforms. Edelman Financial Engines has a Code of Ethics emphasizing fiduciary responsibilities and ethical conduct. The firm discloses potential conflicts of interest, such as marketing support agreements with custodians like Schwab and Fidelity. Edelman Financial Engines participates in the Funding Our Future initiative and provides detailed information on its financial condition and bankruptcy history. For more information, clients can contact Edelman Financial Engines at 1-800-601-5957 or visit their website at www.EdelmanFinancialEngines.com. [End of Summary]