Ep Wealth Advisors

EP Wealth Advisors, LLC, established in 2004, offers fee-only independent wealth management services, including investment management, financial planning, and tax preparation. The firm's investment philosophy involves personalized advisory services tailored to individual client needs. EP Wealth Advisors provides discretionary portfolio management services, utilizing model portfolios or customized investment strategies based on client risk tolerance and objectives. The firm may recommend 529 college saving plans but does not receive commissions from providers. Clients in discretionary accounts grant the firm authority to manage investments, including selecting securities and brokers. Non-discretionary clients must approve transactions before execution. Fees for portfolio management services are based on a percentage of assets under management, with varying fee structures such as blended tiered, flat percentage, or annual fees. EP Wealth Advisors may participate in wrap fee programs, consolidating fees into a single asset-based fee. The firm also offers financial planning and consulting services at an hourly rate or retainer fee. Tax preparation services are available for clients with at least $1 million in assets under management. EP Wealth Advisors may recommend third-party investment advisers and receives client referrals from Schwab and Fidelity, compensating them for referrals. The firm participates in the Fidelity Wealth Advisor Solutions® Program and the Schwab Advisor Network. EP Wealth Advisors may combine client orders for block trading and does not accept performance-based fees. The firm does not have any reportable disciplinary information and acts as a fiduciary, prioritizing clients' best interests.