R.j. Cloud Advisors & Company

R. J. Cloud Advisors & Company is a Registered Investment Advisor founded in March 2017 by Randall J. Cloud. The firm offers investment advisory services to individuals, high net worth individuals, trusts, estates, corporations, and charitable organizations, including financial planning and family office services. They provide non-discretionary retirement plan services, customized investment advisory solutions, and portfolio management using mutual funds and exchange-traded funds, primarily Dimensional Funds (DFA). The firm's investment strategy is long-term focused, with the ability to buy, sell, or reallocate positions based on client objectives or market conditions. Clients must enter into an investment advisory agreement with R. J. Cloud Advisors, with fees ranging from 0.50% to 1.25% based on assets under management. The firm does not charge performance-based fees and does not manage proprietary investment funds. R. J. Cloud Advisors recommends Charles Schwab & Company for custody and brokerage services. The firm has a business continuity and contingency plan in place and maintains a privacy policy to protect client information. R. J. Cloud Advisors does not share client information with non-affiliated third parties except as permitted or required by law.