Zephyr Wealth Management

Zephyr Wealth Management, founded in 1997 and located in Westlake Village, California, offers Investment Management Services with a focus on Business Cycle Asset Management (BCAM). The firm, registered with the SEC, provides discretionary and non-discretionary investment management services tailored to clients' financial situations, risk tolerance, and investment objectives. Clients have the option to impose reasonable restrictions on account management. Zephyr also offers financial planning services, including retirement planning, tax review, and estate plan review. The firm's fee structure for Investment Management Services is based on a percentage of assets under management, with fees payable quarterly. The minimum initial investment requirement is $250,000, although exceptions may be made based on various factors. Zephyr does not charge performance-based fees and primarily serves individuals, high net worth individuals, families, and business entities. The firm's investment strategies are based on fundamental, cyclical, and technical analysis, aiming to enhance asset appreciation and manage risk. Zephyr does not have custody of client assets but may be deemed to have custody when authorized to deduct fees. The firm does not compensate non-employees for client referrals and does not provide voting advice on client securities. Zephyr's advisory representatives are also registered representatives of Osaic Wealth Inc., a registered broker/dealer and SEC-registered investment adviser.