Retiring in Nevada

1 min readLast updated April 3, 2023by Kate Morgan

Nevada, located in the western region of the United States, is a popular retirement destination for many Americans seeking a unique and diverse environment with access to outdoor activities, cultural events, and a warm climate. With its stunning natural landscapes, thriving cities, and tax-friendly policies, Nevada offers a unique retirement experience that attracts many retirees every year. According to data from the U.S. Census Bureau in 2020, Nevada had a population of approximately 3.1 million people, with over 14% of the population being over the age of 65, making it one of the top states with a large retirement population.

What age can you retire in Nevada?

Like many states, Nevada has no specific retirement age that is mandated by law. This means that individuals are free to retire whenever they choose, as long as they are able to financially support themselves. However, there are some age-related benefits and considerations for retirees in Nevada: 

Why do people retire to Nevada?

  • Extreme temperatures: Nevada's climate varies greatly depending on the region, but many areas experience extremely hot summers and cold winters. This could be a concern for retirees who are sensitive to extreme temperatures. 

  • Natural disasters: Nevada is prone to natural disasters such as wildfires, floods, and droughts, which could be a concern for retirees living in certain areas. 

  • Limited healthcare options: Nevada has a shortage of healthcare professionals, particularly in rural areas, which could be a concern for retirees who require specialized medical care. 

What puts people off retiring to Nevada?

  • Harsh winters: Nebraska experiences long, cold winters with heavy snowfall, which could be a concern for retirees who prefer milder weather conditions. 

  • Limited public transportation: Nebraska is largely a rural state, and public transportation options are limited, making it challenging for retirees who don't drive or prefer to use public transport. 

  • Limited healthcare options: While healthcare is more affordable in Nebraska compared to other states, the availability of healthcare options, particularly in rural areas, could be a concern for retirees who require specialized medical attention. 

Best places to retire in Nevada

If Nevada is your chosen retirement state, here are some of the best places to retire in: 

  1. Reno: Located in the northern part of the state, Reno is a popular retirement destination for its outdoor recreation opportunities, including hiking, skiing, and boating. The city also offers a low cost of living and no state income tax. 

  2. Carson City: The state capital, Carson City offers a small-town atmosphere with a range of cultural and recreational activities. The city is also home to several senior centers and affordable housing options. 

  3. Henderson: Located just outside of Las Vegas, Henderson offers a more relaxed and peaceful retirement experience. The city has numerous golf courses, parks, and walking trails, as well as a range of cultural attractions and shopping options. 

  4. Mesquite: Situated in the southeastern part of the state, Mesquite offers a warm climate and a range of outdoor activities, including golfing, hiking, and fishing. The city also has a low cost of living and no state income tax. 

  5. Las Vegas: Although known primarily for its vibrant nightlife and casinos, Las Vegas also offers a range of retirement options. The city has numerous senior living communities, as well as cultural and recreational activities, including museums, theaters, and golf courses. 

In conclusion, retiring to Nevada offers a unique and diverse environment for retirees looking to enjoy outdoor activities, cultural experiences, and a tax-friendly lifestyle. However, extreme temperatures, natural disasters, and limited healthcare options could be potential concerns for retirees considering the state as a retirement destination. It's important to seek expert financial advice to weigh up all of the costs associated with retiring in Nevada, including property taxes, insurance, and living expenses, in order to make an informed decision about whether the state is the right choice for your retirement. 

Content writer

Kate Morgan

Kate has written for leading publications and blue chip companies over the last 20 years.