Centaurus Financial, Inc.

Centaurus Financial, Inc. is a Registered Investment Adviser offering asset allocation, investment management, and Third-Party Money Manager (TPMM) services on a discretionary or non-discretionary basis. The firm provides fee-based advisory programs like CLASSIC Plus, Morningstar® Managed PortfoliosSM, and FlexUMA, with minimum account values typically starting at $25,000. Clients can invest in various securities, including stocks, bonds, mutual funds, and alternative investments. The firm charges annual asset-based advisory fees, which are negotiable and may vary based on the program selected. Additional charges like custodial fees and TPMM investment management fees may apply. CFI does not charge performance-based fees or engage in side-by-side management. Investment strategies include diversification, dollar-cost averaging, and asset allocation. The firm's methods of analysis include fundamental and technical analysis. CFI has disclosed disciplinary information related to regulatory actions initiated by FINRA, the SEC, and the Securities Commissioner of South Carolina. The firm's management personnel have various affiliations and licenses, and the firm has a Code of Ethics in place. Clients receive quarterly account statements and performance reports, and the firm may pay referral fees to individuals referring clients. CFI participates in the TDA Institutional Program, offering benefits like research tools and trading services. The firm does not require prepayment exceeding $1,200, hence not providing an audited balance sheet.