Champion Financial Planning Group, LLC

Champion Financial Planning Group, LLC, established in 2003, is a registered investment advisor based in Annapolis, Maryland, specializing in portfolio management and financial consulting services. The firm, led by David Allen Ballard, CFP®, offers discretionary portfolio management services, allowing for ongoing supervision and management of client portfolios without requiring approval for each transaction. The firm primarily utilizes individual equities, corporate debt securities, government securities, ETFs, and mutual funds in its portfolio management programs. For portfolio management services, CFPG charges an annual fee based on a percentage of assets under management, with fees ranging from 1.00% to 0.50% based on the asset value. Financial consulting services are also available, with fees typically based on a percentage of the portfolio value or a fixed annual fee. CFPG manages approximately $64.2 million in client assets as of December 31, 2023, on a discretionary basis. The firm does not accept performance-based fees and primarily serves individuals and high net worth individuals, requiring a minimum annual management fee of $500. CFPG employs fundamental, technical, and cyclical analysis in its investment strategies, focusing on long-term and short-term purchases, and trading. Clients are advised on risks associated with investing, including market, interest rate, credit, foreign exchange, and pandemic risks. David Allen Ballard, CFP®, the Managing Member, has a Bachelor's degree in Accounting and holds the Certified Financial Planner™ designation. He provides tax preparation and business management consulting services, spending less than 20% of his time on these activities. Mr. Ballard has no reportable disciplinary events and does not receive additional compensation related to advisory activities.