Westbourne Investment Advisors Inc.

Westbourne Investment Advisors, Inc. is a registered investment advisor based in Bethesda, Maryland, established in 2007. The firm manages 420 accounts with approximately $359,090,832 in assets on a discretionary basis. They offer personalized investment portfolio management for various types of accounts, including individual, retirement, trust, corporate, pension, and non-profit accounts. The preferred minimum account size is generally $100,000, with the flexibility to accept smaller accounts that may be combined with others. Clients sign an Advisory Agreement that can be terminated at any time. The firm's investment approach includes a mix of U.S. and foreign stocks, fixed income assets, exchange-traded and mutual funds, royalty trusts, and cash reserves. They may utilize covered options and tailor portfolios based on client preferences, risk tolerance, and financial goals. WIA charges investment advisory fees up to 1.50% per annum, billed quarterly in advance. The firm does not participate in wrap fee programs and does not charge penalties for closing accounts. WIA acts as a fiduciary for ERISA accounts, ensuring no conflicts of interest in investment advice. The firm does not receive compensation for selling securities or investment products. Clients have the option to grant WIA discretionary authority for managing securities, with the firm providing ongoing account monitoring and reporting. WIA maintains a Code of Ethics and follows strict procedures for personal trading to avoid conflicts of interest. The firm does not receive soft dollar benefits and recommends broker-dealers based on execution quality. Clients may direct brokerage to preferred firms but may incur additional costs. WIA does not have solicitor agreements and does not engage in proprietary trading. The firm votes proxies in the best interests of clients and provides transparent proxy voting guidelines. Financially, WIA has no conditions impairing its ability to meet client commitments and has not been subject to bankruptcy proceedings.