Ascent Wealth Management Group, LLC

Ascent Wealth Management Group, LLC is a financial advisory firm based in Coral Gables, FL, specializing in providing a wide array of investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension and profit sharing plans, and various business entities. The firm was established in 2023 and is wholly owned by Oscar Pina, who is also a registered investment advisor representative. As a fiduciary, Ascent Wealth Management Group, LLC is committed to acting in the best interest of its clients. The firm offers asset management services, financial planning, and retirement plan consulting. Asset management services include creating tailored portfolios consisting of various securities, which are continuously monitored and rebalanced based on client needs. Financial planning services cover a range of financial aspects, including investment, retirement, estate, charitable, education, tax planning, and more. Retirement plan consulting services assist employer plan sponsors in establishing, monitoring, and reviewing participant-directed retirement plans. The firm charges a maximum annual fee of 2.00% for asset management services, billed on a pro-rata basis monthly. Financial planning and consulting fees are based on an hourly or flat fee basis, with the maximum hourly fee not exceeding $500. Retirement plan consulting fees are based on a percentage of plan assets under management, not exceeding 2.00%. Ascent Wealth Management Group, LLC uses Charles Schwab & Co. as the qualified custodian for client assets, providing access to a broad range of investment products and services. The firm does not receive soft dollars in excess of what is allowed by regulations and does not engage in directed brokerage practices. Clients have the option to direct brokerage outside the firm's recommendation, but this may result in higher costs. The firm manages client accounts on a discretionary basis, allowing them to buy and sell investments without prior client approval. Clients receive annual reviews of their accounts for asset management and third-party money management services. As a fiduciary, the firm prioritizes client interests and maintains high ethical standards in its operations.