Top 10 financial advisors in Florida

Florida has a deep mix of independent wealth managers, multi-family offices, and boutique RIAs across its major metro areas. We ranked them by their local presence, services, fees and accessibility.

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1. Corient

Corient is a Miami-headquartered, fee-only wealth management firm founded as CI Private Wealth in 2020 and renamed Corient in 2023. It combines investment management with complex wealth planning, including tax strategy, estate planning, and family-office services.

Corient typically charges between 1.00% and 1.50%, with minimums ranging from $250,000 to $5 million depending on the strategy. It suits high-net-worth clients seeking comprehensive investment and planning advice.

Founded: 2020
Office: 830 Brickell Plaza, Suite 4800, Miami, FL 33131
Fee model: Fee-only
Fees: 1.00%–1.50%
Minimum: $250,000–$5,000,000
Fiduciary: Yes
Suited to: High-net-worth investors who want fee-only investment management and coordinated planning from a large, Miami-headquartered firm.

✅ Pros: Brings investment management, tax planning, estate strategy and family-office specialists together within one national firm.

❌ Cons: Some tax, trust and family-office services are provided through separate affiliates and may require additional agreements.

2. CV Advisors

CV Advisors is an independently owned multi-family office founded in 2009 and headquartered in Aventura, within the Miami metro area. The firm provides customized investment management and family-office services, coordinating areas such as asset allocation, risk management, performance reporting, and wealth-transfer planning.

CV Advisors charges asset-based fees ranging from 0.35% to 0.70% and generally requires $50 million in investable assets. It suits ultra-high-net-worth clients who need sophisticated portfolio management and broader family-office support.

Founded: 2009
Office: 19495 Biscayne Boulevard, Suite 808, Aventura, FL 33180
Fee model: Fee-only
Fees: 0.35%–0.70%
Minimum: $50,000,000
Fiduciary: Yes
Suited to: Ultra-high-net-worth families and entrepreneurs who want a dedicated multi-family-office relationship.

✅ Pros: Provides extensive family-office support beyond portfolio management, including consolidated reporting, accounting, cash management and private banking coordination.

❌ Cons: Its $50 million minimum makes the service unsuitable for most individual investors, including many high-net-worth clients.

3. GenTrust

GenTrust is an independent, Miami-based multi-family office founded in 2011. The firm builds customized, institutional-quality portfolios and complements them with financial planning, consulting, concierge services, and access to private funds and other alternative investments.

GenTrust charges up to 1.50% for investment management, while planning and consulting may carry a separate fixed fee. Its $10 million minimum may be waived, but the firm is primarily suited to ultra-high-net-worth clients seeking advanced portfolio and family-office services.

Founded: 2011
Office: 1450 Brickell Avenue, Suite 3050, Miami, FL 33131
Fee model: Fee-based
Fees: Up to 1.50%
Minimum: $10,000,000
Fiduciary: Yes
Suited to: High-net-worth investors who want access to alternative investments and performance-based fee options alongside standard wealth management.

✅ Pros: Offers proprietary investment strategies, curated alternatives and in-house planning, reporting and concierge support.

❌ Cons: Its use of proprietary strategies, alternative investments and performance-based fees requires additional due diligence from clients.

4. Certuity

Certuity is a North Palm Beach-headquartered multi-family office founded in 2003 and formerly known as Camden Capital. The firm coordinates complex wealth through investment management, proactive tax strategies, private-market investments, legacy planning, and consolidated family-office reporting.

Certuity charges asset-based fees ranging from 0.30% to 1.50%, while family-office services typically carry a separate fixed fee. Its typical account size is approximately $5.2 million, making the firm best suited to high- and ultra-high-net-worth clients with complex planning needs.

Founded: 2003
Office: 1295 US Highway One, Third Floor, North Palm Beach, FL 33408
Fee model: Fee-only
Fees: 0.30%–1.50%; fixed or hourly for family-office and consulting services
Minimum: Approximately $5.2 million typical account size
Fiduciary: Yes
Suited to: High-net-worth investors who want investment advice and family-office coordination handled by the same firm.

✅ Pros: Integrates investment management, advanced tax strategies, private-market investments and legacy planning within one family-office relationship.

❌ Cons: Its focus on complex wealth and private investments may be unnecessary for clients with straightforward planning needs or a preference for liquid, traditional portfolios.

5. Moran Wealth Management

Moran Wealth Management is an employee-owned, fee-only RIA founded in Naples in 1990 by Tom Moran. The firm combines personalized portfolio management with retirement, tax, estate, charitable, and family-office planning.

Moran charges asset-based fees ranging from 0.25% to 1.25%, with lower rates available for fixed-income-only strategies. It generally requires $250,000 per client relationship and $100,000 per investment strategy, making it one of the more accessible private wealth firms in this ranking.

Founded: 1990
Office: 5801 Pelican Bay Blvd, Suite 110, Naples, FL 34108
Fee model: Fee-only
Fees: 0.25%–1.25%
Minimum: $250,000
Fiduciary: Yes
Suited to: Southwest Florida investors who want an independent, employee-owned firm with decades of local history and a comparatively accessible minimum.

✅ Pros: Combines employee ownership with in-house investment research, actively managed portfolios and coordinated retirement, tax and estate planning.

❌ Cons: Its actively managed, proprietary strategies may not suit investors who prefer simple, passive index portfolios.

6. Evensky & Katz/Foldes Financial

Evensky & Katz/Foldes Financial is a Coral Gables wealth management firm founded in 1985 that adopted a fee-only model in 1993. The firm combines retirement-focused financial planning with goals-based investment management and quarterly reviews led by CFP® professionals.

Evensky & Katz/Foldes charges between 0.25% and 1.25% for asset management, while core wealth management generally requires $1 million and a $4,000 initial engagement fee. Limited-scope planning costs $200 to $600 per hour, making the firm suitable for either ongoing retirement planning or more targeted advice.

Founded: 1985
Office: 4000 Ponce De Leon Blvd, Coral Gables, FL 33146
Fee model: Fee-only
Fees: 0.25%–1.25%; $4,000 initial engagement fee; $200–$600 per hour for limited-scope planning
Minimum: $1,000,000
Fiduciary: Yes
Suited to: Investors with at least $1 million seeking retirement-focused planning and investment management.

✅ Pros: Builds investment portfolios around a goals-based financial plan and formal investment policy statement, with ongoing guidance from CFP® professionals.

❌ Cons: Its planning-led approach may offer more support than investors seeking portfolio management alone require.

7. Concurrent Investment Advisors

Concurrent Investment Advisors is a Tampa-headquartered fiduciary RIA founded in 2016. Its platform supports independent advisory teams with investment management, financial planning, alternative investments, insurance, and access to banking and trust services.

Concurrent charges asset-based fees ranging from 1.00% to 2.00% and also offers separately priced project-based or ongoing planning. A $250,000 account size provides a practical reference point, although requirements may vary by advisory team. Concurrent is best suited to investors who want local advice supported by a larger national platform.

Founded: 2016
Office: 100 S. Ashley Drive, Suite 830, Tampa, FL 33602
Fee model: Fee-only
Fees: 1.00%–2.00%
Minimum: Approximately $250,000 typical account size
Fiduciary: Yes
Suited to: Investors who want a Tampa-based fiduciary firm with a transparent fee schedule and support from a national advisor platform.

✅ Pros: Gives clients access to independent local advisors supported by a national platform offering investment research, technology and specialist resources.

❌ Cons: Services, investment approaches and client experience can differ between the independent advisory teams using the platform.

8. Riverplace Capital Management

Riverplace Capital Management is a Jacksonville-based, fee-only RIA founded in 1998. The firm combines personalized portfolio management with retirement, estate, and broader family wealth planning.

Riverplace charges 1.25% on assets up to $2 million and 1.00% above that amount. Its $100,000 account minimum may be waived. The negotiable $1,250 minimum annual fee makes the firm most suitable for Jacksonville-area investors seeking local planning and hands-on investment management.

Founded: 1998
Office: 1301 Riverplace Blvd, Suite 2130, Jacksonville, FL 32207
Fee model: Fee-only
Fees: 1.00%–1.25%
Minimum: $100,000
Fiduciary: Yes
Suited to: Jacksonville-area investors with at least $100,000 seeking local, fee-only financial planning and investment management.

✅ Pros: Combines financial planning and investment management with specialist experience serving small-business owners, real estate professionals and family estates.

❌ Cons: Its Jacksonville-based, single-office model provides less geographic reach than the larger firms in this ranking.

9. Ulin & Co. Wealth Management

Ulin & Co. Wealth Management is an independent, fee-based advisory practice founded in Boca Raton in 2002 by Jon Ulin and supported by NewEdge Advisors. The firm provides personalized portfolio management, retirement-income and tax planning, estate and multigenerational strategies and family-office and business-transition support for more complex needs.

Ulin indicates that asset-based advisory fees commonly range from 0.75% to 1.00%, with actual pricing depending on the services and portfolio. Its private wealth service starts at around $500,000, while family-office support targets clients with $10 million or more. It suits investors seeking boutique advice backed by a larger RIA platform.

Founded: 2002
Office: 301 Yamato Road, Suite 3150, Boca Raton, FL 33431
Fee model: Fee-based
Fees: Approximately 0.75%–1.00%
Minimum: $500,000
Fiduciary: Yes
Suited to: South Florida investors with at least $500,000 who want an independent, fiduciary alternative to a bank or brokerage advisor.

✅ Pros: Offers retirement-income, tax and estate planning locally, with access to broader family-office and business-exit capabilities through NewEdge Advisors.

❌ Cons: Some advanced services depend on coordination with NewEdge and other outside legal, tax or insurance professionals.

10. Anchor Wealth Management Group

Anchor Wealth Management Group is an independent West Palm Beach financial services firm incorporated in late 2009 by founder Kasia Marczyk. The firm provides retirement-income planning, executive compensation and stock-option advice, insurance and estate planning and retirement and benefits planning for small businesses.

Anchor charges up to 1.50% annually for portfolio management, while financial planning costs between $3,500 and $15,000 or $450 per hour. Its $500,000 investable-asset minimum makes it best suited to clients who want a choice between ongoing investment management and project-based planning.

Founded: 2009
Office: 120 S. Olive Ave, Suite 400, West Palm Beach, FL 33401
Fee model: Fee-based
Fees: Up to 1.50%; $3,500–$15,000 flat planning fee; $450 per hour
Minimum: $500,000
Fiduciary: Yes
Suited to: Investors with at least $500,000 who want a choice of asset-based, flat-fee, or hourly advice.

✅ Pros: Provides specialist planning for retirement income, executive compensation, stock options, divorce and multigenerational wealth.

❌ Cons: Its smaller team may offer fewer in-house investment and family-office resources than larger advisory firms.

Florida financial advisor comparison: Fees and minimums

Among the Florida financial advisors compared, annual fees range from 0.25% to 2.00%, while minimum requirements range from $100,000 to $50 million.

Here’s a breakdown of each firm’s fee structure, fees and minimum requirement:

Firm	Fee structure	Fees	Minimum requirement
Corient	Fee-only	1.00%–1.50%	$250,000–$5,000,000
CV Advisors	Fee-only	0.35%–0.70%	$50,000,000
GenTrust	Fee-based	Up to 1.50%	$10,000,000
Certuity	Fee-only	0.30%–1.50%	Approx. $5,200,000
Moran Wealth Management	Fee-only	0.25%–1.25%	$250,000
Evensky & Katz/Foldes Financial	Fee-only	0.25%–1.25%	$1,000,000
Concurrent Investment Advisors	Fee-only	1.00%–2.00%	Approx. $250,000
Riverplace Capital Management	Fee-only	1.00%–1.25%	$100,000
Ulin & Co. Wealth Management	Fee-based	Approx. 0.75%–1.00%	$500,000
Anchor Wealth Management Group	Fee-based	Up to 1.50%	$500,000

How to choose a financial advisor in Florida

Choosing a financial advisor in Florida depends on your investable assets, planning needs and preferred fee structure.

Here's how each firm lines up with specific needs.

For comprehensive wealth management: Corient
For multi-family-office services: CV Advisors or Certuity
For alternative-investment expertise: Gentrust
For a flat planning fee: Evensky & Katz/Foldes Financial
For a lower entry point: Moran Wealth Management or Riverplace Capital Management

This is just a guide. Remember, when choosing a financial advisory firm, it's wise to do your own research and choose a firm based on your unique needs.

Methodology: How we selected the top financial advisors in Florida

We considered firms with a confirmed Florida office and meaningful services for individual investors, spread across the state's major metro areas rather than concentrated in one city. Rankings reflect local presence, breadth of planning, fee transparency, accessibility, fiduciary status, and client fit. We reviewed each firm's own disclosures and public regulatory filings, but did not rank firms by assets alone, and deliberately excluded the national brokerages that already dominate other Unbiased comparisons in favor of firms genuinely headquartered in the state.

Why trust Unbiased?

We independently compare each firm using public disclosures, SEC filings, and Form ADV data. Firms cannot pay to be included or influence their ranking, and we assess them using consistent criteria, including fees, minimums, services, fiduciary status, and suitability.

What to know before choosing a financial advisor in Florida

Florida has options ranging from independent wealth managers to multi-family offices built for ultra-high-net-worth clients. Before choosing one, consider your investable assets, how much planning complexity you actually need, and whether a firm's minimum (or lack of one) matches your situation.

These guides can help:

How can you find a financial advisor in Florida?

If none of these firms feels right, Unbiased can match you with an SEC-registered fiduciary financial advisor serving Florida. Answer a few questions to get matched in minutes, at no cost.

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Frequently asked questions

How much does a financial advisor cost in Florida?

Published rates among the firms in this comparison range from a $4,000 minimum annual planning fee up to 2.00% of assets annually on smaller balances, with a few firms charging hourly or flat fees instead. Your actual cost depends on the firm, the service, and your portfolio size.

Can a financial advisor help with crypto?

Some can, though it varies by firm. Ask directly whether an advisor offers guidance on digital assets, since not every RIA in this comparison publishes a specific crypto policy, and custodial and tax considerations differ significantly from traditional securities.

What is the normal fee for a financial advisor?

Most advisors in this comparison charge between 0.25% and 2.00% of assets under management annually, with the rate typically stepping down as your balance grows. Flat- and hourly-fee models, like a few firms here use, are becoming more common alternatives.

What is a red flag for a financial advisor?

Vague answers about total costs, pressure toward a specific commissioned product, undisclosed conflicts of interest, or reluctance to explain exactly when they're acting as a fiduciary are all reasons to look elsewhere.

Fact-checked September 8, 2026.