Value Financial Advisers, Inc.

Value Financial Advisers, Inc. is a Colorado-based investment adviser firm established in 1983, specializing in helping clients build, manage, and preserve wealth to achieve financial goals. The firm offers discretionary and non-discretionary investment management services, primarily allocating assets among various securities based on client objectives. Clients must have a minimum of $100,000 for managed accounts, with exceptions considered. Investment strategies focus on long-term investing, with a belief in high-quality investments at fair prices for future returns. The firm's fiduciary responsibility is emphasized, ensuring clients' interests are prioritized. Fees for investment management are based on a percentage of assets under management or a flat annual retainer, billed quarterly in advance. Financial planning services are also offered for a negotiated hourly rate, addressing various financial aspects. Value Financial Advisers, Inc. does not engage in performance-based fees, and clients include individuals, trusts, and corporations. The firm's investment analysis methods include fundamental, technical, and cyclical approaches, with a focus on risk management and client goals. Clients receive regular account reviews and reports, with custody services provided by Charles Schwab & Co., Inc. The firm's Code of Ethics ensures ethical conduct, and it does not receive compensation for client referrals. Proxy voting on client securities is available, with policies in place to address potential conflicts of interest. Overall, Value Financial Advisers, Inc. aims to provide transparent, client-focused investment advisory services.