Fi3 Financial Advisors, LLC

Fi3 Financial Advisors, LLC is an independent, fee-only Registered Investment Advisor based in Indianapolis, Indiana, established in 2013. The firm specializes in providing investment counsel utilizing both active and passive investment management strategies. Fi3 caters to high net worth individuals and families, offering services such as wealth advisory overlay, financial planning, tax minimization, and estate planning advice. The firm acts as a Family Chief Financial Officer, supporting families in meeting their financial and personal goals. Fi3 is committed to minimizing conflicts of interest and providing transparent pricing, receiving compensation directly from clients. The firm primarily uses no-load mutual funds, exchange-traded funds, and money managers across various asset classes. As of December 31, 2024, Fi3 managed $952,350,200 in client assets on a discretionary and non-discretionary basis. The firm charges a base cost of $6,250 per quarter for clients with a net worth greater than $30 million and $2,500 per quarter for clients with a net worth less than $30 million. Additionally, Fi3 offers monitoring services based on a tiered fee schedule. The firm does not accept performance-based fees, participate in side-by-side management, or vote client securities. Clients receive quarterly performance reports, investment review packets, and annual net worth statements. Fi3 does not vote proxies on behalf of clients and does not have custody of client funds. The firm does not engage in directed brokerage and does not participate in soft dollar arrangements. Fi3 maintains a Code of Ethics and does not receive compensation from custodians for client referrals. The firm conducts annual reviews of client accounts and does not participate in class action lawsuits on behalf of clients.