Sanctuary Advisors, LLC is a registered investment advisor firm established in 2015, based in Indianapolis, Indiana. The firm offers investment advisory services to entities, institutions, and individuals through a network of investment advisor representatives (IARs). Sanctuary Advisors is a wholly owned subsidiary of Sanctuary Wealth Group, LLC. The firm's services include financial planning, portfolio management for individuals and businesses, and portfolio management for institutional clients. Most IARs are dually licensed to offer both investment advisory and brokerage services. Sanctuary Advisors acts as a fiduciary when providing investment advisory services, offering discretionary and non-discretionary services through various programs like Advisor Directed, Separately Managed Accounts (SMAs), and Unified Managed Accounts (UMAs). Clients can request reasonable restrictions on account management. The firm's fee structure is generally a percentage of total assets managed, with a maximum fee of 2.75%. Sanctuary Advisors discloses potential conflicts of interest, such as compensation based on fee revenue generated and the receipt of referral fees. The firm's investment strategies cover a wide range of securities products, including equities, fixed income securities, mutual funds, ETFs, options, and alternative investments. Clients are informed about the risks associated with investing, such as market risks, inflation risks, and economic conditions. Sanctuary Advisors has policies and procedures in place to ensure recommendations are made in the best interest of clients and to address conflicts of interest. Clients can request a full copy of the firm's Code of Ethics and other relevant policies.

Oxford Financial Group, Ltd.™ is a registered investment adviser founded in 1981 by Jeffrey H. Thomasson. The firm operates as a fee-only financial and investment advisory firm, focusing on enhancing clients' financial lives and legacies. Services include family office services, Chief Investment Officer (CIO) services, and tailored services like M25 Counsel and Swindon Transition Counsel®. The firm offers a wide range of services, access to global investment opportunities, and multi-generational estate and financial planning strategies. For family office services, clients engage in financial planning, investment planning for family wealth, and family strategic planning. The CIO services include developing Investment Policy Statements, investment manager search and selection, and performance monitoring. The firm does not participate in wrap-fee programs and has assets under management of $19.65 billion as of December 31, 2024. Fees for CIO services vary based on the type of assets managed, with fees ranging from 0.20% to 2.00% based on the asset value. The firm does not charge performance-based fees. Oxford does not participate in soft dollar arrangements and has a policy to correct trade errors to ensure clients are not harmed. The firm offers discretionary and non-discretionary investment services, with discretionary services allowing Oxford to make adjustments to client portfolios without seeking client approval each time. Oxford does not exercise proxy voting authority over client securities. Clients receive quarterly account statements and periodic reviews of their accounts. Oxford has not had any adverse financial conditions affecting its ability to meet commitments.

Sapient Capital, LLC is a registered investment advisor established in December 2022, specializing in wealth management services for individuals, high net worth individuals, families, trusts, estates, businesses, foundations, and endowments. The firm also offers investment sub-advisory services to pooled investment vehicles. As a fiduciary, Sapient Capital upholds a duty of loyalty, fairness, and good faith towards each client, seeking to mitigate conflicts of interest. The firm's investment strategies are primarily long-term focused, utilizing fundamental and technical analysis methods. Clients have the option to place reasonable restrictions on their investment portfolios. The minimum annual fee is $10,000, which may be reduced at the advisor's discretion. Wealth management fees are based on assets under management and typically range up to 1.50% annually. Sapient Capital does not participate in soft dollar programs and does not receive compensation for securities transactions. The firm recommends Pershing Advisor Solutions as a custodian and engages Broadridge for proxy voting assistance. Clients' personal information is protected through physical, procedural, and electronic security measures, and the firm does not sell non-public personal information. Sapient Capital's Privacy Policy ensures the confidentiality and security of clients' personal information, with periodic revisions provided to clients. Clients have the right to limit the sharing of their personal information for marketing purposes. For any inquiries or to obtain a copy of the current Privacy Policy, clients can contact Sapient Capital at (317) 719-0157.

Global Atlantic Investment Advisors, LLC is a financial advisory firm based in Indianapolis, Indiana. It currently has approximately $2,863,035,757 of assets under management and employs about 15 people. Global Atlantic Investment Advisors, LLC uses a fee structure of and a percentage of assets under your management.

Winthrop Capital Management, LLC, established in Carmel, IN, offers investment advisory, sub-advisory, and consulting services to various clients, including high net worth individuals and institutional entities. The firm primarily serves clients through financial intermediaries and provides investment management services to clients of other advisors. Winthrop Capital Management offers investment advisory services, portfolio models, sub-advisory services, unified management account programs, private placements, and specialty services tailored to meet client goals and objectives. The firm charges investment advisory fees ranging from 0.10% to 1.50% per annum based on the account size and management strategy employed. Clients have the option for discretionary or non-discretionary management, with a minimum account size generally set at $500,000. Winthrop Capital Management acts as a fiduciary, providing investment advice in the best interest of clients. The firm has a Code of Ethics in place and offers proxy voting services to ensure client interests are prioritized. Additionally, the firm does not accept compensation for the sale of securities and has procedures in place to address trade errors and class action lawsuits.

Donaldson Capital Management LLC is a financial advisory firm based in Evansville, Indiana. It currently has approximately $2,310,717,134 of assets under management and employs about 58 people. Donaldson Capital Management LLC uses a fee structure of a percentage of assets under your management, hourly charges and a percentage of fees under management.

Bedel Financial Consulting, Inc. is a registered investment adviser established in 1989 and incorporated in 1993. The firm specializes in providing customized portfolio management and financial planning services to individuals, families, trusts, estates, charitable organizations, institutions, and retirement plans. Bedel Financial Consulting, Inc. operates as a fiduciary, obligated to act in the best interest of clients at all times. The firm manages client assets on a discretionary basis totaling $1,808,290,368 as of December 31, 2022. For managing investment advisory accounts, fees are based on assets under management and are paid quarterly in advance. The fee structure is tiered, with an annual fee ranging from 1.05% for assets up to $1,000,000 to 0.25% for assets over $10,000,000. Financial planning services are offered as part of the investment account management service, with additional financial planning available for a negotiable fixed fee. Bedel Financial Consulting, Inc. does not charge performance-based fees and does not engage in side-by-side management of accounts. The firm's investment strategies involve fundamental, technical, and quantitative analysis, focusing on various types of investments including mutual funds, exchange-listed securities, and insurance products. Bedel Financial Consulting, Inc. does not have any disciplinary events related to its business. The firm emphasizes maintaining high ethical standards and client interests through its Code of Ethics. Clients have the option to vote proxies for their securities, as the firm does not retain voting authority. Bedel Financial Consulting, Inc. values client confidentiality and privacy, ensuring that all personal and financial information is held in strict confidence. For more information, clients can contact the firm at 317-843-1358 or visit www.bedelfinancial.com.

Phillips Financial is a financial advisory firm based in Fort Wayne, Indiana. It currently has approximately $1,743,392,135 of assets under management and employs about 31 people. Phillips Financial uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and commissions.

Ceres Partners, LLC is an Indiana-based firm established in April 2009, specializing in providing investment advisory services to private funds and a separate pooled investment vehicle. The firm manages four private funds and a separate pooled investment vehicle, focusing on acquiring and leasing farmland in the United States. Ceres' investment strategy includes considerations such as cash flow, appreciation prospects, property condition, and location. The firm's services are managed on a discretionary basis, with regulatory assets under management totaling $1,764,679,001 as of December 31, 2024. Clients are responsible for investment-related expenses, and management fees are generally 1.00% of capital account balances exceeding $1 million and 2.00% for balances below $1 million. Performance-based compensation is typically 20% of net profits. Ceres' investment philosophy revolves around disciplined, research-intensive processes to achieve clients' objectives. The firm follows a Code of Ethics, maintains custody of client assets, and exercises investment discretion on behalf of clients. Ceres does not currently receive economic benefits from third parties and complies with regulatory requirements related to custody and financial reporting.