Provider Financial, Inc.

Provider Financial, Inc. is a registered investment adviser based in Indianapolis, IN, established in October 2007 and SEC registered since 2018. The firm, owned by Robert L. Malmquist, offers financial planning and portfolio management services tailored to individual client goals. Financial planning services are provided at an hourly fee of $350, while portfolio management services are offered through a wrap-fee program based on a percentage of assets under management. As of December 31, 2024, the firm manages approximately $281,000,000 in discretionary assets. Clients have the option to impose restrictions on investments, and the firm does not require a minimum account size. Provider Financial, Inc. utilizes fundamental and technical analysis, as well as tactical asset allocation in its investment strategies. The firm does not charge performance-based fees and serves individuals and high net worth clients. Clients receive quarterly statements and yearly performance reports from the custodian, and the firm offers discretionary portfolio management services with a limited power of attorney. Provider Financial, Inc. does not engage in soft dollar arrangements and does not receive compensation for client referrals. The firm does not hold client funds and securities, which are kept at third-party custodians.