Valor Financial Services, LLC

Valor Financial Services, LLC is a Registered Investment Adviser based in Knoxville, Tennessee, established in August 2020. The firm offers tailored investment advisory services, financial planning consulting, and discretionary/non-discretionary investment advisory services to individuals. Clients have the flexibility to impose restrictions on investments. The firm charges asset management fees based on asset size and service complexity, with a maximum annual fee of 1.25%. Clients may terminate services within five business days without penalty. VFS does not charge performance-based fees or engage in side-by-side management. There is no minimum account size requirement. Investment strategies include asset allocation, dollar-cost averaging, technical analysis, and long/short-term purchases, with a focus on risk tolerance levels. VFS has not had any reportable disciplinary events in the past ten years. The firm does not compensate for client referrals and does not have physical custody of client funds. Clients may grant VFS discretionary authority over their accounts. VFS does not vote proxies on behalf of clients. The firm does not require prepayment exceeding $1200 six months in advance.