Martin & Company Investment Counsel, founded in 1989 by A. David Martin, is a registered investment adviser specializing in providing investment supervisory services on a discretionary basis to various clients, including pension plans, corporations, and individuals. The firm's investment strategies encompass a range of asset classes such as corporate and government bonds, common stock, and ETFs, tailored to meet clients' specific needs and goals. As of December 31, 2024, the firm managed $1,491,136,960 in client assets, all on a discretionary basis. Regarding fees, Martin charges asset management fees based on a tiered schedule, with the minimum annual fee set at $5,000. Clients can choose to have fees deducted from their account or receive an invoice. The firm emphasizes transparency in fee billing and encourages clients to review fee invoices and custodial statements for any discrepancies. Martin & Company does not charge performance-based fees and acts as a fiduciary, obligated to act in clients' best interests. The firm's investment strategies include equity, fixed income, and balanced accounts, with a focus on risk management and client communication. Clients receive quarterly reports and have the option to set investment guidelines and restrictions for their accounts. The firm also provides proxy voting services and maintains a Code of Ethics to ensure client interests are prioritized.

Patriot Investment Management Group, Inc. is a registered investment adviser based in Knoxville, TN, established in 1998. The firm offers personalized portfolio management, financial planning, and pension consulting services. For portfolio management, clients can opt for discretionary or non-discretionary services, with a minimum initial investment of $50,000 and fees ranging from 0.75% to 1.50% based on assets under management. Financial planning services are available on an hourly fee basis of $300 or a fixed fee ranging from $500 to $3,000. The firm may recommend third-party asset managers based on clients' financial needs and objectives. Clients have investment discretion options, with the firm providing discretionary management services for certain retirement accounts through a web-based platform. The firm does not accept performance-based fees or engage in side-by-side management. Patriot Investment Management Group, Inc. does not have any reportable disciplinary information and acts as a fiduciary in clients' best interests. Clients receive account statements from the custodian holding their assets and can request account reviews annually. The firm does not vote proxies on behalf of clients and maintains client privacy and data security.

Tennessee Valley Asset Management Partners, LLC is a financial advisory firm based in Knoxville, Tennessee. It currently has approximately $568,585,277 of assets under management and employs about 16 people. Tennessee Valley Asset Management Partners, LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and soliciation fees from other investment advisory firms.

Brogan Financial, Inc. is an independent financial planning and investment management firm based in Knoxville, Tennessee. Established in 2001 and registered with the SEC since 2008, the firm is led by President and Chief Investment Officer Jim Brogan. Services offered include investment planning, income distribution planning, retirement planning, and estate planning. The firm acts as a fiduciary for retirement accounts, ensuring clients' best interests are prioritized. Brogan Financial manages over $533 million in assets, with a focus on tailored advice based on individual client objectives and risk profiles. Fees, up to 2.00% annually, are calculated based on the average daily balance in client accounts and are deducted directly from client investment accounts. The firm does not charge performance-based fees and does not participate in wrap fee programs. Investment strategies include fundamental securities analysis, with a wide range of investment options offered. Clients receive regular account reviews and written reports, ensuring transparency and accountability. The firm does not have custody of client funds beyond fee debiting purposes. Brogan Financial operates with full discretionary authority, allowing for efficient execution of investment recommendations, unless otherwise instructed by the client. The firm does not have automatic proxy voting authority for client securities. No material changes have been reported in the firm's operations as of March 31, 2025.

WMG Financial Advisors, LLC is a Limited Liability Company established in December 2004, with Dieter William Bergner as the principal owner. The firm offers portfolio management services tailored to individual client goals, risk tolerance, and time horizon. Services include investment strategy, asset allocation, and regular portfolio monitoring. WMG acts as a fiduciary, making investment decisions in clients' best interests. The firm also provides retirement plan consulting services, financial planning, and consulting on specific types of investments. Clients have the flexibility to impose restrictions on investments based on personal values. WMG participates in wrap fee programs, with fees negotiable and based on total assets under management. The firm's assets under management as of December 2024 were $512,644,138 for discretionary amounts and $102,245,943 for non-discretionary amounts. Fees for portfolio management services are a maximum of 2.00% annually, paid quarterly in advance. Financial planning fees range from $1,500 to $10,000 for fixed fees and $100 to $1,000 per hour for hourly fees. WMG does not have a minimum account size requirement and provides services to various client types, including individuals, high-net-worth individuals, and retirement plans. The firm's investment strategies are based on modern portfolio theory and long-term trading, with a focus on maximizing returns while managing risk. Clients are provided with periodic reports and reviews of their accounts, ensuring transparency and accountability in the advisory process.

Moon Capital Management, located in Knoxville, TN, is led by President and founder W. David Moon, CFA, who holds an MBA and undergraduate business degrees from the University of Tennessee and the Chartered Financial Analyst designation. The firm's team includes analyst Garrett Arms and Director of Client Services Christopher Michael Fancher. Arms holds Bachelor's and Master's degrees from the University of Tennessee, while Fancher has a diverse background including work for government agencies. The firm operates collaboratively to make client investment recommendations, ensuring no individual makes decisions independently. Moon Capital Management does not have any legal or disciplinary events in its background, and the employees do not engage in other investment-related businesses. The firm emphasizes transparency and client-focused service, with a commitment to ethical standards. For more information, contact Moon Capital Management at (865) 546-1234 or visit their website at www.mooncap.com.

**Asset Planning Corporation Summary:** Asset Planning Corporation (APC) is a registered investment advisor based in Knoxville, TN, established in 1975 by P. Kemp Fain, Jr. The firm offers wealth management and related advisory services to individuals, pension and profit-sharing plans, trusts, estates, and non-profit organizations. APC acts as a fiduciary, upholding a duty of loyalty and fairness to clients. The firm's investment strategy focuses on strategic asset allocation using no-load mutual funds and ETFs. Clients have the option for portfolio management, financial planning, and retirement plan advisory services. **Consumer-Facing Terms:** - Minimum annual fee of $2,400 for asset management services - Fee structure based on a percentage of assets under management - Discretionary authority for investment decisions - Fiduciary commitment to clients - Quarterly portfolio reviews and rebalancing - Custody of client funds with a qualified custodian - No performance-based fees or proprietary investment funds - Subscription service available for financial education - Retirement plan advisory services offered - No soft dollar practices or principal transactions **Investment Discretion:** Clients grant APC discretion over the selection and number of securities to be bought or sold without prior approval. Trades are placed within the client's account at the custodian, primarily Charles Schwab & Co., Inc. **Advisory Business Description:** APC's wealth management service includes financial planning and portfolio management to help clients achieve their financial goals. The firm emphasizes a fiduciary commitment, transparency, and ongoing client communication. APC's investment strategy focuses on strategic asset allocation using no-load mutual funds and ETFs, with periodic portfolio reviews and rebalancing. For more information, visit www.assetplanningcorp.com or contact (865) 690-1231. [Disclosure: The information provided is based on the content extracted from the Form ADV Part 2A Disclosure Brochure of Asset Planning Corporation dated September 26, 2023.]

Ridgepath Capital Management, LLC is a Limited Liability Company established in March 2016 by John Daniel Pressley and Samuel Nathan Pressley. The firm offers portfolio management services tailored to individual client goals, risk tolerance, and time horizons. Clients receive Investment Policy Statements outlining their current situation and aiding in portfolio selection. Ridgepath Capital Management requests discretionary authority to execute transactions aligned with clients' risk tolerance levels. The firm operates as a fiduciary, prioritizing clients' interests and ensuring fair allocation of investment opportunities among clients. The firm primarily advises individuals and high-net-worth individuals, with a minimum account size of $1,000,000, which may be waived at the firm's discretion. Ridgepath Capital Management's investment strategies include long-term trading, short-term trading, and options trading. Clients are informed of the risks associated with specific securities utilized, such as mutual funds, ETFs, commodities, and options. The firm does not accept performance-based fees and does not engage in wrap fee programs. Fees for portfolio management are asset-based and negotiable, with fees withdrawn quarterly. Clients may be directed to third-party advisers, with fees shared between the advisers and Ridgepath Capital Management. Clients are responsible for third-party fees, and the firm does not accept compensation for the sale of securities to clients. Ridgepath Capital Management emphasizes transparency in brokerage practices, selecting custodians based on best execution practices. Clients receive regular account reviews and reports, ensuring transparency and accountability in the firm's operations.

Councilmark Asset Management, LLC is a financial advisory firm based in Knoxville, Tennessee. It currently has approximately $237,399,247 of assets under management and employs about 3 people. Councilmark Asset Management, LLC uses a fee structure of a percentage of assets under your management and fixed fees.