Mighty Oak Strong America Investment Company

Mighty Oak Strong America Investment Company (MOSAIC) is an investment firm established in 2002 by Donald L. DeMuth, offering investment supervisory services and financial planning. As fiduciaries, they prioritize clients' interests. Services include investment management, financial planning, and sub-adviser options. Investment strategies involve fundamental analysis and long-term purchases. Fees are typically 1% of invested assets up to $4 million, with reduced rates for larger portfolios. Clients with assets over $1 million receive financial planning services. MOSAIC may arrange tax preparation for clients with assets over $500,000. The firm does not charge performance-based fees and has a minimum client relationship of $250,000. They use Fidelity Investments for custody and brokerage services. Clients can direct their desired brokers but may lose fee negotiation benefits. Client accounts are reviewed quarterly, with additional reviews upon significant changes. MOSAIC does not receive referral fees or custody client funds, except for fee deductions. Clients retain voting authority for their securities. MOSAIC has no financial conditions impairing client commitments and has not faced bankruptcy in the past decade.