Brandon Financial Planning, Inc.

Brandon Financial Planning, Inc., established in 1982, offers comprehensive financial planning and investment advisory services to individuals, high net worth individuals, pension and profit-sharing plans, and business entities. Clients can engage the firm for combined financial planning and discretionary or non-discretionary investment advisory services. The financial planning process includes detailed fact-finding, analysis, creation of a financial plan, and ongoing consultation. Brandon Financial encourages clients to retain ongoing consultation for financial planning. The firm primarily utilizes long-term purchases as an investment strategy and allocates client assets based on their investment objectives. Brandon Financial is a fiduciary, acting in the best interests of clients, especially in retirement account rollovers. The firm charges fees based on hourly rates, gross income, net worth, or asset value. Clients are provided with regular account reviews, transaction confirmations, and account statements. Brandon Financial does not participate in wrap fee programs and recommends Charles Schwab as a custodian. The firm does not have any soft-dollar arrangements and does not receive referrals from broker-dealers. Clients have the option to engage the firm on a discretionary basis, allowing Brandon Financial to manage their assets. The firm does not vote client proxies and does not solicit fees in advance exceeding $1,200 per client. Brandon Financial has not faced any disciplinary actions or financial impairments. For any inquiries, clients can contact Ray Brandon, the President of Brandon Financial Planning, Inc.