Gerber/Taylor Management LLC, established in 1990, is a registered investment adviser specializing in investment management and advisory services for privately offered investment vehicles and separate accounts. The firm offers a range of Funds investing in various asset classes, including a Multi-Strategy Fund, Global Hedged Equity Fund, and Private Equity Funds. Clients typically include high-net-worth individuals, partnerships, trusts, foundations, endowments, corporations, and pension funds. GT provides investment consulting services to Separate Accounts, focusing on non-discretionary customized strategies. The firm manages over $10 billion in regulatory assets under management, with a fee structure varying by Fund, including management fees ranging from 0.30% to 1% of net assets and performance-based fees up to 1% of net new profits annually. GT acts as a fiduciary, with a Code of Ethics in place to ensure ethical conduct and fair treatment of Clients. The firm does not compensate for client referrals and has procedures in place for error correction, custody, and proxy voting. GT's financial stability is supported by a strategic partnership with Emigrant Partners, LLC.

First Horizon Advisors, Inc., formerly known as FTB Advisors, Inc., offers a range of investment management services, including Managed Account Solutions Program, Corporate Retirement Plan Services, Other Investment Advisory Services, and Financial Planning. The firm was established in 2007 as a subsidiary of First Tennessee Bank National Association, now known as First Horizon Bank, which is a wholly owned subsidiary of First Horizon Corporation. The firm manages over $8.5 billion in assets on a discretionary basis and over $2.7 billion on a non-discretionary basis as of December 31, 2022. For investment management, the firm follows an independent and objective needs-based advice philosophy, diversifying investments across asset classes, regions, and styles. They offer various account options under the Managed Account Solutions Program and provide Corporate Retirement Plan Services tailored to pension and savings plans. Financial Planning services are also available, with Certified Financial Planners providing comprehensive planning steps. Clients interested in Other Investment Advisory Services must have a minimum account value of $100,000. Fees for advisory services are negotiable and may be fixed or based on the market value of the account assets. The firm discloses compensation structures, including incentive programs and bonuses for employees. First Horizon Advisors, Inc. is a registered investment adviser with the SEC and provides detailed information on services, fees, compensation, investment strategies, and risk factors in their brochure.

B. Riley Wealth Advisors, established in Memphis, TN, offers a Wrap Fee Program providing investment advice, brokerage, and custodial services. Clients pay a combined fee based on assets held within their account, with fees negotiated case-by-case. The firm acts as a Portfolio Manager, utilizing Envestnet for administrative services and trading. Clients can select from various Custodians with maximum annual fees ranging from 2.75% to 2.00%. The program allows for discretionary or non-discretionary management, with fees not exceeding 2.75%. Additional Wrap Fee Programs include SMA, UMA, and FSP programs. The firm discloses conflicts of interest, account requirements starting at $25,000, and serves various client types. Investment recommendations are based on individual objectives and risk tolerance. The firm conducts annual account reviews and provides reports to clients. Disciplinary actions include past violations related to 12b-1 fees. The firm is affiliated with B. Riley Wealth Management, Inc., and receives compensation from Clearing Firms. Clients should be aware of potential conflicts of interest and additional fees associated with the program. The firm maintains a Code of Ethics and discloses financial information for transparency.

B Riley Wealth Management is a financial advisory firm based in Memphis, Tennessee. It currently has approximately $3,190,396,398 of assets under management and employs about 250 people. B Riley Wealth Management uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and commissions.

Highland Capital Management, LLC is an established investment advisory firm specializing in managing equity and fixed income portfolios for various clients, including individuals, high net worth individuals, charitable organizations, and more. The firm, formed in 1987, currently has discretionary assets totaling $3.1 billion as of 12/31/2022. Highland Capital tailors its advisory services to individual client needs, considering factors like risk tolerance and liquidity requirements. The firm's fee structure is based on the market value of client assets under management and is subject to negotiation. Highland Capital offers various investment strategies, including Fundamental Value, Large Cap Value, Multi-Cap Equity, Large Cap Growth, International Equity, and Fixed Income strategies. The firm employs a quantitative investment approach and focuses on value and growth investing. Highland Capital participates in the Perfectna Echo-Trading Platform, allowing consumers to subscribe and mimic the firm's proprietary model portfolios. The firm has a Code of Ethics in place to ensure fair trading practices and client protection. Highland Capital does not have custody of client funds and assets, and all client assets are held by qualified custodians. The firm has no disciplinary events to disclose and maintains proxy voting policies to vote in the best interests of clients. For more information, clients can contact Highland Capital Management at 901-761-9500 or [email protected].

NewSouth Capital Management, Inc. is an independently owned investment adviser founded in 1985 and located in Memphis, Tennessee. The firm specializes in managing assets for institutional and private clients, offering concentrated equity strategies through separately managed accounts and collective investment trusts. Their investment philosophy focuses on long-term capital appreciation through fundamental, bottom-up research to identify undervalued companies resilient to market circumstances. NewSouth's strategies are not suitable for typical retail investors. The firm acts as an investment adviser to a private limited partnership and participates in wrap fee programs. Clients' assets managed as of March 31, 2024, totaled $2,618,000,000. NewSouth charges fees based on account assets and offers performance-based fees to institutional clients. The firm exercises investment discretion, selecting securities and timing transactions in line with clients' objectives. NewSouth's Proxy Voting Policy prioritizes increasing shareholder value and does not vote proxies for political agendas or ESG goals unless directed by clients. The firm does not compensate third parties for client referrals and has no material changes to disclose since July 1, 2021. For more information, clients can contact Patrick Danehy, Principal and Chief Compliance Officer.

NFC Investments, LLC, a registered investment adviser based in Memphis, TN, was established in June 2004 and is owned by Charles K Slatery, William V Thompson III, Emmel B Golden III, and Daniel T Butts. The firm offers discretionary investment advisory services to individual and institutional clients, managing accounts based on agreed-upon investment objectives, guidelines, and restrictions. NFC Investments maintains full investment discretion, selecting securities in line with clients' objectives. The firm had approximately $2 billion in client assets under management as of December 31, 2024. NFC Investments typically charges a 1.0% annual advisory fee based on assets under management, subject to negotiation. The firm may consider performance-based fees in certain situations, complying with regulatory requirements. Clients include individuals, high net worth individuals, institutions, and private investment funds, with a minimum account value of $1 million, which can be waived at the firm's discretion. NFC Investments primarily uses fundamental analysis for investment decisions, focusing on public equities and fixed income. The firm also engages in private investments, derivatives, and commodities. NFC Investments has a Code of Ethics and may use soft dollars for research. Clients receive quarterly reports detailing transactions and holdings. NFC Investments generally accepts accounts with full investment discretion, subject to client-imposed limitations. Proxy voting for client securities is either client-directed or delegated to NFC Investments based on client agreement. The firm has no financial commitments impairing its ability to meet client obligations.

Legacy Wealth Management, Inc. is an independent firm founded in 1982, specializing in financial planning and portfolio management. The firm operates on a fee-only basis, managing assets on a discretionary basis for individuals, trusts, institutions, and other investors. Legacy offers customized financial planning services in addition to portfolio management, covering various financial aspects such as cash flow, retirement planning, and estate planning. The firm's investment strategy involves globally diversified portfolios primarily consisting of no-load mutual funds, exchange-traded funds, and individual bonds. Legacy's fee structure is based on a percentage of assets under management, with a minimum account size of $500,000. The firm rebalances client accounts as needed and provides regular performance reports to clients. Legacy does not charge performance-based fees or engage in side-by-side management. Clients have the option to grant investment discretion to Legacy, with the firm exercising discretion in alignment with the client's stated investment objectives. Legacy does not vote client securities proxies and does not accept custody of client funds or securities, except in cases where clients provide login credentials for account management purposes. The firm maintains a Code of Ethics to address potential conflicts of interest and emphasizes putting clients' interests first. Legacy has a financing arrangement with Emigrant Partners, LLC, enabling independent wealth management services.

Principal Street Partners, LLC, an SEC registered investment adviser, was initially registered as Green Square Asset Management, LLC in September 2016. As of December 31, 2024, the firm manages approximately $2.87 billion in regulatory assets under management, offering portfolio management services to high-net-worth individuals, pooled investment vehicles, and other advisors. Clients can have discretionary or non-discretionary management of their investment portfolios, primarily focusing on income-producing strategies in equity and fixed income markets. The firm previously offered a Bridge Loan Program but no longer does so. PSP may charge an annual fee based on a percentage of assets under management, ranging from 10 to 150 basis points. Additionally, PSP may receive performance-based compensation and charges a one-time fee for Bridge Loans. Clients are encouraged to utilize brokerage services from Schwab or Fidelity, with PSP considering factors like financial strength and execution in recommending these services. PSP acts as the investment advisor to the Joshua Tree Capital, L.P. fund and may engage in client cross transactions. The firm is a fiduciary for retirement accounts, acting in the best interest of clients. PSP has a Code of Ethics and may receive economic benefits from third parties for providing advisory services. Clients can have investment discretion, and PSP votes on client securities' proxies. The firm received PPP loans in 2021, which have been forgiven.