Delta Asset Management, LLC

Delta Asset Management, LLC, established in 1989, offers investment advisory services focusing on ongoing, discretionary asset management utilizing equity, fixed income, and balanced portfolios. The firm tailors asset allocation strategies to meet individual client needs, objectives, time horizons, and risk tolerances. Clients can impose restrictions on investments if desired. Delta maintains a model portfolio as a guide for managing client accounts and offers financial plans at no extra cost. The firm does not provide legal, tax, or accounting advice. Delta is compensated through a management fee based on a tiered fee schedule. Clients are billed quarterly based on asset values. The firm may negotiate fees based on various factors. Delta does not receive brokerage commissions but may participate in wrap fee arrangements. The firm is a fiduciary and registered with the SEC. Clients include individuals, institutions, trusts, and corporations with no minimum account size. Investment strategies involve fundamental analysis and long-term purchases. Clients are advised on potential risks, including market, management, equity, fixed income, and municipal securities risks. Delta does not pay referral fees and has affiliations with Hightower Securities and other registered investment advisers. The firm has custody of client assets for fee deduction purposes but does not have physical custody. Clients receive account statements from the custodian quarterly. Delta accepts discretionary investment authority and has policies for voting client securities. The firm does not have a disciplinary history and provides financial information indicating stability.