Bci Securities, Inc.

BCI Securities, Inc., located in Miami, Florida, is an investment adviser registered with the SEC and the State of Florida. The firm offers personalized discretionary and non-discretionary investment management services through a Wrap Fee Program. Clients are required to provide information on their financial holdings, objectives, risk tolerance, and more. BCI Securities offers model portfolios with varying risk levels and investment objectives, such as Smart, Alpes, Sierra, and JPM Strategic Portfolios. The firm may also engage third-party RIAs for discretionary accounts. Fees for portfolio management range from 1.00% to 2.00% annually based on assets under management. The firm does not charge performance-based fees. BCI Securities utilizes fundamental, technical, and cyclical analysis methods in formulating investment advice. The firm primarily employs a long-term "buy and hold" strategy for client accounts. Clients are responsible for voting on their securities. BCI Securities conducts annual reviews of client accounts and provides regular reports and statements. The firm has disclosed its Code of Ethics, financial industry activities, and potential conflicts of interest, including referral fees and banking affiliate relationships. The firm has no financial conditions impairing its ability to meet client commitments and has not been subject to a bankruptcy petition.